In the concealed carry classes I needed to take to get my permit, we were told that we should never use reloads for anything defensive. It did not have anything to do with reliability, but rather legal liability.
If, for some reason you would actually have to shoot someone to stop a threat, you do not want to do it with something you "made up yourself".
So my suggestion would be to use something that comes in a box marked Defense load. I use Winchester 230gr stx, or Hydro shocks when I can find them. But if you are worried about over penetration, you can look at the Glasser safety slugs (sp)? Or something along those lines.
I don't veiw the .45 as an overly powerful round, so I'm not really worried about over penetration, .45 is big and slow, it's not going very far after it hits a wall.
Scott
If, for some reason you would actually have to shoot someone to stop a threat, you do not want to do it with something you "made up yourself".
So my suggestion would be to use something that comes in a box marked Defense load. I use Winchester 230gr stx, or Hydro shocks when I can find them. But if you are worried about over penetration, you can look at the Glasser safety slugs (sp)? Or something along those lines.
I don't veiw the .45 as an overly powerful round, so I'm not really worried about over penetration, .45 is big and slow, it's not going very far after it hits a wall.
Scott