1gpslover, thanks for your input - and you got me thinking. I went out and double checked online, and with a state and a local cop that are neighbors. A concealed firearm in a car is one that can be reached and is not in obvious view (on the seat fully exposed). The concealed carry permit "makes it legal" to carry one in the glove compartment, center console (where I put mine to save my hip on a longer drive), etc.
Here is text from the VA state police web site.
Based on the statute and decisions rendered by the Supreme Court, a weapon is considered to be concealed at any time it is placed in a location as to be within reach of the person, without the person being required to make an overt act to retrieve such weapon, when such weapon is hidden from common observation. Placing a weapon under the seat, on the seat hidden from common observation, or at any location from which the weapon can readily be retrieved is considered to be concealed. A person carrying a weapon in the unlocked glove compartment of an automobile, if the person does not have a permit or otherwise fall within any statutory exemption, is a violation of § 18.2-308(A), unless some particular fact or circumstance renders the weapon inaccessible.